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18130 Pulaski Rd.
Country Club Hills, IL 60478 
Phone 
(708) 957-1991   
Fax
(708) 957-9257
Contact Us via Email
 

       

 Share Rates
Effective June 23, 2008

(A.P.R) Annual Percentage Rate
(A.P.Y.) Annual Percentage Yield

SHARE SAVINGS

.50% APR   .50% APY

$25 Minimum balance requirement.  Dividends paid quarterly.  Variable rate account.  Average daily balance dividend calculation method used.  APY listed as APY.

SHARE CERTIFICATES   
Minimum $1,000.00 deposit.  Rates subject to change monthly.  Once purchased the rate remains fixed for the term of the certificate.  Regulations require substantial penalty for early withdrawal (90 days of dividends).  Dividends are paid quarterly on all certificates.  Dividends may post to savings, checking, or be added to the certificate.  APY is calculated with dividend compounding.  If dividends are withdrawn the APY will be lower.  Jumbo rates available for balances over $25,000.00.  

 6 Month Share Certificate  2.20% APR  2.22% APY
12 Month Share Certificate  2.40% APR  2.42% APY
Special 7 Month Share Certificate $1K min  2.65% APR  2.68% APY
Special 7 Month Share Certificate $10K min  2.75% APR  2.78%APY
24 Month Share Certificate  2.75% APR  2.78% APY

*Once purchased rate remains fixed for the term of the certificate.  Regulations require substantial penalties for early withdrawal.  APY is calculated with dividends compounding quarterly.  If dividends are withdrawn the APY will be lower.

JUMBO CERTIFICATES
Minimum $25,000.00 deposit.  Rates subject to change monthly.  Once purchased the rate remains fixed for the term of the certificate.  Regulations require substantial penalty for early withdrawal (30 days of dividends).  Dividends are paid quarterly on all certificates.  Dividends may post to savings, checking, or be added to the certificate.  APY is calculated with dividend compounding.  If dividends are withdrawn the APY will be lower.  Jumbo rates available for balances over $25,000.00.

 6 Month Share Certificate  2.45% APR  2.47% APY
12 Month Share Certificate  2.65% APR  2.68% APY
Special 7 Month Certificate  2.90% APR  2.93% APY
24 Month Share Certificate  3.00% APR  3.03% APY

IRA's (Individual Retirement Accounts)
IRA Shares (Traditional, Roth, or Educational)
Minimum deposit $25.00.  Dividends paid quarterly.  Variable rate account.  Average daily balance method of dividend calculation.  Payroll deduction or periodic deposits.  No maintenance fee.  APY listed is a prospective APY.

  .50% APR        .50% APY

IRA Share Certificates (Traditional, Roth or Educational)
Minimum $1,000.00 deposit.  Rates subject to change monthly.  Once purchased the rate remains fixed for the term of the certificate.  Regulations require substantial penalty for early withdrawal (30 days of dividends).  Dividends are paid quarterly on all certificates.  Additions to certificates are allowed on the 1st day of the new quarter for IRA certificates only.  Dividends will be added to the certificate.  APY is calculated with dividend compounding.  Jumbo rates available for balances over $25,000.00.

 6 Month Share Certificate  2.20% APR  2.22% APY
12 Month Share Certificate  2.40% APR  2.42% APY
Special 7 Month Certificate $1K min  2.65% APR  2.68% APY
Special 7 Month Certificate $10K min  2.75% APR  2.78% APY
24 Month Share Certificate  2.75% APR  2.78% APY


 

All Rates are Subject to Change Monthly
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