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| H-F Credit Union (H-FCU)
is a non-profit financial organization owned and operated by
it's members for the benefit of all who belong.
The goal of
the credit union is to help each other by providing a quick,
economical source of confidential credit by promoting a
convenient savings plan. |
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Membership in the H-F
Credit Union (H-FCU) is open for people who live or work in
the area bounded by 159th Street, LaGrange Road, the Will
County line, and the Indiana state line as well as to
employees or members of these groups:
· Full-time
students enrolled at H-F High School
· Alumni
of H-F High School
· City
of Country Club Hills
· E-Com
Dispatch Center
· Grande
Prairie Public Library
· H-F
Credit Union
· Hair
Café Salon, C.C. HIlls
· Hazel
Crest Park District
· Hazel
Crest School Dist. 152˝
· Homewood
School Dist. 153
· Homewood-Flossmoor
High School
· Homewood-Flossmoor
Park District
· Homewood
Library
· Bremen
Community High School Dist. 228
· Rich
Township School Dist. 227
· South
Cook Intermediate Service Center 4
· South
Metropolitan Association
· Village
of East Hazel Crest
· Village
of Flossmoor
· Village
of Glenwood
· Village
of Hazel Crest
· Village
of Homewood
· Village
of Steger
·
Vindee Inc.
In addition to these groups, membership is open to members’
family, groups and organizations of members, and retired
persons from these employee groups.
Having joined H-FCU, a member may remain a member for
life, even if eligibility in the field of membership is
terminated. Once a member, always a member.
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Completing
the membership card, paying the membership fee of $1.00 and
making the initial deposit of $25.00 will make you a member.
This $25.00 initial deposit will open your share (savings)
account and is the minimum balance that must be maintained
at all times
Having Joined
H-F Credit Union a member may remain a member for life, even
if employment in the field of membership is terminated.
Once a member always a member.
Once the initial
deposit of $25.00 is made and maintained, a member is
eligible to apply for any of the other accounts, services,
or loans that are available. Dividends are paid
quarterly on the average daily balance of the account.
Other Savings Accounts:
- IRA Accounts
- Share Certificates
- Share Draft (checking) Accounts
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Any member may
apply for a loan. Once the completed application is
returned to the Credit Union the processing will begin.
Each application is analyzed on an individual basis.
Income, length of employment, past credit history, and
current obligations are considered in the loan decision.
Members'
shares are the source of lending funds: therefore, sound
lending practices are followed to assure loans will be
repaid within the scheduled time. The credit union
will decide on most applications in 24 to 48 hours
Types of Loans
- Share Secured Loans
- Signature Loans
- New Car
- Used Car
- Boat, Motorcycle, R.V.
- 50-50 Loan
- Overdraft Loan
- Visa Cards
- Home Equity Loans
Loan rates vary and are subject to change monthly
Click here for current Loan
Rates
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- American Express Travelers Cheques
and Cheques for Two.
- American Express Travelers Cheque
Cards
- VISA Gift Cards
- Low Cost Credit Disability
Insurance
- Low Cost Credit Life Insurance
- Wire Transfers
- Free Notary Service
- Western Union Wires
- Stafford Student Loans
- Plus Student Loans
- Direct Deposit
- Payroll Deduction
- US Savings Bonds
- Money Orders
- Coin Counting (No Charge)
- Gift Cheques
- ATM Cards
- Federally Insured Deposits
- Online Banking
- Postage Stamps
- Automatic Loan Payment Option
- Safe Deposit Boxes
- 3 Drive Up Lanes
- 24 Hour Access ATM Machine On Site
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